Archive for August, 2009

The Different Garage Door Parts to Consider

Read the Owner’s manual and get Familiar with the Garage Door Parts

The workings and mechanisms behind garage door parts can be confusing at first glance. This is no excuse to leave these small details out, though, when trying to maintain a well-functioning garage. It is important when you consider the operation and assembly of your garage door to take it one step at a time. First read the directions carefully.

There are many parts that you need to assemble when installing a garage door. It can seem overwhelming at first glance. It would be advisable to familiarize yourself with not only the owner’s instruction manual, but also familiarize yourself with all of the many parts that you will be working with in your project.

Compared with smaller, single car garage door, the larger garage doors are more difficult to assemble. The basic operation of the door is the same whether large or small. It would be a good idea to start with the construction of a smaller door if possible. Some people prefer two small doors instead of one large garage door. This is a very good choice if you have never installed a garage door before.

Choosing a Light weight door is a good Idea

If you choose to assemble your garage door yourself, it would be advisable to select a garage door kit that comes with a light weight door and a spring system that is user friendly in setting up. The spring mechanism can be dangerous so you will need to follow the assembly direction very carefully.

A little experience will go a long way. If you have had experience in other do-it-yourself construction and assembly jobs you will find the garage door will not be as difficult as it might appear when you first look at all the hinges, springs, rollers, cables, door panels, handles, struts, and the large amount of nuts, bolts and washers that come in the garage door parts kit. This day and age the garage door manufacturers are making the installation of garage doors easier and safer that in the past.

Light-weight doors make it much easier to handle and it also is much safer, especially with the better constructed spring mechanisms. Your garage door is one of the largest mechanical devices in your home and installing and making sure it is put together correctly will assure you of longer wear and less maintenance if it is installed properly

Removing an Existing Door

If you want to replace a garage door that has worn out and no longer works properly then it would be a good idea to spend the extra money and hire a professional to do the removal. This is a added cost, but well worth it. The dangers involved in disassembling a garage and all the potential damage the cables and springs could cause is something you really need to consider. All of these old garage door parts need be discarded so you don’t have to worry about causing any problems in the installation of your new garage door. The professionals that will remove your older door will know how to dispose of the old parts in a way that will not be a hazard to you or your family. Then the installation of your new door can proceed.

Are you planning to replace a garage door parts? Discover affordable yet quality garage door parts from trusted shops online.

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Looking Into the Different Garage Door Parts

Read the Owner’s manual and get Familiar with the Garage Door Parts

The construction using the many garage door parts may seem confusing at first glance. It is important when you consider the operation and assembly of your garage door to take it one step at a time. First read the directions carefully.

To assemble when installing a garage door, you’ll have to consider several parts. It can seem overwhelming at first glance. It would be advisable to familiarize yourself with not only the owner’s instruction manual, but also familiarize yourself with all of the many parts that you will be working with in your project.

Compared with smaller, single car garage door, the larger garage doors are more difficult to assemble. The basic operation of the door is the same whether large or small. It would be a good idea to start with the construction of a smaller door if possible. Some people prefer two small doors instead of one large garage door. This is a very good choice if you have never installed a garage door before.

Choosing a Light weight door is a good Idea

Are you planning to assemble your garage door yourself? it would be advisable to select a garage door kit that comes with a light weight door and a spring system that is user friendly in setting up. The spring mechanism can be dangerous so you will need to follow the assembly direction very carefully.

A little experience will go a long way. If you have had experience in other do-it-yourself construction and assembly jobs you will find the garage door will not be as difficult as it might appear when you first look at all the hinges, springs, rollers, cables, door panels, handles, struts, and the large amount of nuts, bolts and washers that come in the garage door parts kit. This day and age the garage door manufacturers are making the installation of garage doors easier and safer that in the past.

The lighter weight doors make it much easier to handle and it also is much safer, especially with the better constructed spring mechanisms. Your garage door is one of the largest mechanical devices in your home and installing and making sure it is put together correctly will assure you of longer wear and less maintenance if it is installed properly

Removing an Existing Door

If you are replacing a garage door that has worn out and no longer works properly then it would be a good idea to spend the extra money and hire a professional to do the removal. This is a added cost, but well worth it. The dangers involved in disassembling a garage and all the potential damage the cables and springs could cause is something you really need to consider. All of these old garage door parts need be discarded so you don’t have to worry about causing any problems in the installation of your new garage door. The professionals that will remove your older door will know how to dispose of the old parts in a way that will not be a hazard to you or your family. Then the installation of your new door can proceed.

Are you planning to replace a garage door parts? Buy cheap yet quality garage door parts from trusted shops online.

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Excellent Simple Home Improvement Tips

More and more these days, homeowners are taking on do-it-yourself home improvement. For one thing, it is much more economical than hiring a contractor to do the job for them. For another thing, it’s the satisfaction that is involved with doing the job yourself.

Even though the results of the freshly renovated room may be the only reason why people engage in any type of home improvement, others do it to sell their homes easier and make more money doing so. Needless to say, some types of renovations can really raise the value of your home.

If you are a little bit of a handyman or handywoman, there are a multitude of home improvement projects that you can take on. Updating your kitchen in small ways can earn you big bucks. For example, refinishing your kitchen cupboards with a fresh coat of paint or stain and new hardware can make your kitchen look like new.

Another kitchen renovation that most homeowners can tackle is re-tiling the floor. Again, as with any renovation it can be a little trying on the nerves, but the results will be phenomenal. All that would be required in this renovation would be, of course the supplies and a tile cutting machine that could be rented.

Painting the home is not only the easiest home improvement, but also the one which will earn you the most money on return. That is to say that it is a very inexpensive investment. One quick tips here is to use very good equipment and supplies, such as quality paint brushes and rollers and paint quality. Priming the walls prior to painting is essential and in the long run, more economical.

However, it would be recommended to consult and hire professionals when it comes to anything regarding electrical or plumbing, unless you’re knowledgeable in these field as well.

Whatever the case, almost any type of home improvement, be it necessary for proper maintenance or cosmetic, will make your house more sellable and more often than not, can provide more money to you. If you are new at this, however, try to start with smaller jobs before tackling the very large and difficult ones. This way, you’ll see if you are capable of completing a simple project, whereby if you can’t then you know that you should not be engaging in any more complex and time-consuming projects.

April Kerr writes for Basement Finishing Ideas which includes details of basement egress window plans and basement paint colours.

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4 Ways To Start A Business On The Internet

Many people know at least one person who sells on ebay or has a website on the internet that they use to make money. Have you ever wondered how to get started making money on the internet yourself? There are 4 basic ways you can do this.

#1- Auction sites (ebay, amazon, craigslist) ? Auction sites are one of the easiest ways to get started on the internet. Many people make money selling things from home on auction sites. This does turn into, for some people, a full business selling new products on auction sites. If you want to make it to that point on an auction site, it will take a bit more time and learning on your part.

#2 ? Template websites (3xpweb) ? Another option to make money online is with a website, however most people do not understand how to build a website and the the very idea scares them to death. They would like to have an internet store but just do not want to learn how to make it themselves. If this is you, then a template site is a great solution. In this scenario, you make some choices in terms of the look and feel of the site, products, etc and then a company will build it for you.

#3 ? Content management system or CMS (Weebly, Bluevoda, Joomla) ? CMS is probably the most popular way to build an ecommerce site on the web. A person, with little to no website code experience can build a website using CMS. There is more flexibility in CMS over a template site, but with some of the advantages of a template site such as choosing the look and feel from a theme rather than building it yourself. The amount of control in a CMS system depends on the CMS you use.

#4 ? You Build It ? This is only for the truly hard core webmasters. This is for the geeks that know how to write their own website in code such as html, java script, zhtml, xhtml, etc. There are only a select few who tackle this one because of the knowledge required.

Now that you have that basic understanding, you need to decide for yourself which one is going to be best for you. If you have very little or no experience in internet business, then you may want to consider either the auction sites (ebay, amazon, craigslist) or the template style website (3xpweb) as a way to get started.

Jared Humphries Has broad experience using Travel Incentive Programs as a Utah County Real Estate Agent

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Investing In Tax Liens – Overview

The tax portion of the term typically refers to unpaid property taxes. The dictionary definition of lien is:

“The legal claim of one person upon the property of another person to secure the payment of a debt or the satisfaction of an obligation.”

Tax lien uses the property of an individual as the collateral of a tax-related debt owed to another party as a security of the settlement. While the debt is initially owed to the government which places the taxes, after a certain period of time passes, these government agencies will then auction the unpaid debts in order to compensate their own expenses promptly, and to open new opportunity for savvy investors.

Tax liens are a product of the local governments and are not only 100% legal, but the interests of the investors are protected by each state they purchase from. To their gain, State governments will organize the entire tax lien procedure.

Also, buying tax lien certificates is completely safe and open because the investors are actually true to their words and do pay the required taxes imposed. These certificates can be bought at tax sales where a county or municipal official is conducting it.

If everything else has been settled, the lien will then be handed to the investor from the government. If this is already complete, the investor will now have the right to collect all of the stated interest that has been made by the government. The usual interest stated in the lien is between 8% and 25% per year.

To be fair, the property owner is given a time frame wherein he/she should pay a stated amount of the tax, interest and other related fees. But if the owner fails to pay on the given time, the investor will now have the right to foreclose the property because of the lien.

Tax lien investing is a high yielding investment. Tax lien certificates are an attractive investment because you don’t need thousands of dollars to start and you don’t have to pay any brokerage fees.

This is an investment that you have to be able to devote some time to. If you research the properties attached to the tax liens and make good purchases, then you should be overjoyed to gain the property through foreclosure. The list of properties that you get before the sale from the tax office, in most cases, does not tell you anything about the property. Frequently this list will only consist of the tax ID, owner of record, and amount owed.

The first thing that you have to do is look up the assessment information on the property and find the address. Physically looking at the property is best so youll be sure that the assessment information is up to date. Make sure that the property is worth considerably more than the amount thats owed for back taxes. Keep in mind that you may have to pay the taxes on this property throughout the redemption period (if it doesnt redeem) before you can foreclose on it or apply for a deed.

Foreclosing on tax lien properties will really certify you a profit that is usually several times your initial investment.

Steve Jonas is an expert in tax lien investing. For more information on tax liens visit theNational Association of Tax Lien Investors

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Keeping Investment Property Records The Easy Way

My husband and I were very busy last year. We had many things going on at once, both professionally (starting our online real estate investing education business and renovating an investment property) and personally (getting married and becoming involved with adventure racing). With everything going on I didn’t have time to keep proper track of our rental property income and expenses. So when tax time came, it was a nightmare.

I would always put the bookkeeping off until the next day, the next month… and kept pushing the task later and later. At the end of the year I realized that I had not recorded a single receipt or expense for that whole year! Since I always tell other investors NOT to do this, I was shocked at how I had allowed this to happen.

We don’t prepare our own taxes (we have an accountant do it). But I hadn’t even done the work required to hand everything over to the accountant!

Thank goodness that Dave (my husband) and I had a five step system in place already. That made entering a year’s worth of receipts relatively quick and easy.

I still recommend you stay on top of your income and expenses to ensure you are quickly identifying areas where you can reduce costs or increase income. You’ll need to do this carefully for a little while until you become familiar with what is a normal cost for something. But, just in case you fall behind like I did, here’s an easy way to keep your records clear for rental properties:

1. Every property you own should have it’s own bank account- this is especially important if you have partners. Any activity with this bank account (deposits from income as well as withdrawals for expenses) should be related to a particular property. This will make it easy for you to determine whether the property is making you money or is costing you money overall.

2. When you spend money out of your own pocket or on a personal credit card, get a receipt and write the address of the property on that receipt, the specific unit number (if applicable) and the REASON for that expense. Don’t expect to remember why you have a Home Depot receipt in your wallet two weeks, let alone a year, later. Even if you end up with 15 receipts in your wallet for different properties, if you write on the property information on them before you put it in your wallet, you will have no problem tracking and recording that expense. This also goes for coffee or dinner with your partners. If you have a meeting about your investments, record on that receipt who was there, the specific address or addresses of the properties you own with the partner(s) and what specifically you talked about. Write all of this on the receipt before you put it in your wallet.

3. Every week, look over and pay your bills. People with only one rental property can get away with doing this less often, but if you have more than one property, doing this on a weekly basis is a very good idea. True, you could hire a bookkeeper for this, but you still have to get monthly statements sent to you so can be aware if some bills are unexpectedly high.

4. If you’re not the type to enter bills and statements in your spreadsheet right away, (and honestly, we aren’t always that type ourselves) then using stacking drawers is the best way to go. What you should do is to designate a separate drawer for each property. Then you can simply throw all the paperwork, including statements, expenses, tenant communications and bills into the drawer for that particular property.

5. On a quarterly basis take everything out of the drawer for each property and enter it into the spreadsheet that you use to track income and expenses. The spreadsheet can be simple spreadsheet that you create in Excel, or you can find another type of software online- a few good options are offered by Buildium and Quicken.

If you follow steps 1 through 4 but often skip out on Step 5, you will regret it when you have to sit down and catch up. However, you can rest assured that you aren’t missing receipts or losing track of money that you’ve spent or earned!

Learn How to Retire with Real Estate with Julie’s free Real Estate Investing Starter Tips Guide. Learn how to become a millionaire real estate investor with massive wealth with tips like: How to find quality rental properties, finding and keeping great tenants, and easy ways to make rental property recordkeeping simple and more profitable.

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Although many measures can be taken by individuals to improve their credit score, renegotiate the terms of their existing debts, and otherwise improve their credit situation, not everyone is capable of doing this themselves. Some people lack either the time or the patience to do this and many others simply lack the knowledge to do so. This is where a credit counseling service can come be helpful.

Waiting until financial trouble is real and taking on additional expenses is impossible before seeking help is not the wisest course of action. It is much better to seek credit counseling as soon as it is clear that a persons debt load has become unmanageable. When people wait until they have missed payments, are already defaulting, or getting calls from collection agencies they have already missed out on some of the options that were available. It is a good idea to seek help and look at different options before finances get too out of hand.

A credit counseling service looks at a clients overall financial position and then develops a strategy to help the client better manage their debt load. Reputable credit counseling services will create a unique strategy based upon the clients individual situation and needs. The person seeking credit counseling should be wary of services offering pre-designed service packages because these services may not be appropriate for the clients particular situation.

Look for a credit counseling service that will offer your initial meeting for free or a very minimal fee, to make sure it is reputable. After meeting together the service should be able to provide a basic plan that explains what can be done for the client, how much their services will cost, and how the client will pay for it. Most reputable services can be found locally or can be recommended by a non-creditor bank. There are many online credit counseling services and many unscrupulous people willing to scam people in need. Since a client must provide so much sensitive financial data is it best to contract with a local company with real experts.

Since 2005, credit counseling has become a preliminary step to filing for bankruptcy. This change in the law has led credit counseling to become a factor in an individuals credit rating. Although credit counseling is not directly factored into the score, a notice that the person is in credit counseling will be appended to his credit report. This notice may negatively impact the clients ability to receive credit as the lender has no way of knowing if this measure is being taken in advance of filing for bankruptcy or not.

Since there are consequences for using a credit counseling service it should not be used lightly, or by people that are actually able to renegotiate loan terms or repair their own credit. It should be remembered that this is the last step before bankruptcy.

Wendy Polisi is the founder of Credit Repair College and Finance the Dream. Finance the Dream is the nations leading provider of Rent to Own Homes,offering homes throughout the United States. For more information on bad credit repair please visit her at Credit Repair College.

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River land nc

IndieNC Blog™ :: The Guide to Hip North Carolina :: » Blog Archive …
Beyond that, it’s easy to feel overwhelmed about finding the right mix that will repurpose your own things, make the most of your budget on needed new pieces, and land you in your dream room! … Favorite Local NC Spots & Things to Do: Woodsy walks and river wading in Durham’s Duke Forest with my children. Summer nights on the patio at the Federal drinking local beer and eating mussels. Walking downtown Durham on weekends to the Farmer’s Market. I love Durham! …  read more…

Exploring Scenic North Carolina: In Search of a Rare Orchid
My route took me through the city of Durham via NC-147 and US-501. With a right turn onto Bahama Road (SR 1616), I suddenly found myself far removed from the city swarm. Here the gentle hills and wide expanse of open land are in stark … Located near the town of Bahama, NC Lake Michie is a reservoir within the Neuse River watershed, and is the primary water supply for the city of Durham. Bahama Road meanders through the gentle rolling hills dotted with woodlands, …  read more…

Robert Anderson Cashy River « Andersons of Colonial N. Carolina
NC.284 George Cockburn’s will lists wife Elizabeth, dau Christian McLien, dau Mary Eavan, son George, dau Elizabeth Anderson, dau Ann Anderson, son John Cockburn (land & plantation where he lives on N side of the Spring branch and all …  read more…

From Google Blog Search

South Charlotte NC Real Estate and Waxhaw
If location is king in real estate, then Waxhaw uses its prime location to its supreme advantage. The town runs right up to the edge of Mecklenburg County. This area is a big draw for people venturing…  read more…

South Charlotte Real Estate and Waxhaw-Union County Schools
If location is king in real estate, then Waxhaw uses its prime location to its supreme advantage. The town runs right up to the edge of South Charlotte in Mecklenburg County. This area is a big draw f…  read more…

Best Attractions in Greenville – The Beautiful Surrounding with Nature
Greenville, South Carolina, the seat of Greenville County, is on the Reedy River 93 miles (150 km) northwest of Columbia. The city is near the Blue Ridge Mountains and textiles are the chief products …  read more…

From GoArticles.com

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Public Notices (Columbia Star)
NOTICE OF PUBLIC SALE The following vehicles(s) or other property are subject to towing, repair and/or storage liens, are declared to be abandoned pursuant to Section 56- 5-5810, 56-5-5636 and 29-15- 10 SC Law as Amended,  read more…

WBTV 3 News, Weather, Sports, and Traffic for Charlotte, NC-2 injured in small plane crash near Teterboro (WBTV Charlotte)
TETERBORO, N.J. (AP) – New Jersey State Police say a small plane crashed near Teterboro Airport and the two men on board, the pilot and a passenger, walked away from the fiery wreckage.  read more…

Water issues upset NC group (Spartanburg Herald-Journal)
Published: Wednesday, August 19, 2009 at 3:15 a.m. Last Modified: Tuesday, August 18, 2009 at 11:26 p.m. HENDERSONVILLE, N.C. — Green River residents have serious reservations about two proposed water projects and water potentially being sold to South Carolina.  read more…

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Resolved Question: How badly to mosquitoes effect horses?
I live on a river in NC. I plan on buying a parcel of land about 5-10 acres. The mosquitoes in this area are, to put it mildly, horrible. Should I buy land near my house or four or five miles inland? I am assuming that horses suffer from mosquitoes just as much or more than humans. Will fogging the area have any adverse effects on the horses? By the way, before I get into horse ownership, I will take the advice of another Answers contributor and take riding lessons and study the proper way to care for horses. I am retired and have time to properly care for them. Thanks for your help.

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Resolved Question: so christians, you like to know how wonderful your religion is? why do you still devote yourself to this evil?
Ancient Pagans

* As soon as Christianity was legal (315), more and more pagan temples were destroyed by Christian mob. Pagan priests were killed.
* Between 315 and 6th century thousands of pagan believers were slain.
* Examples of destroyed Temples: the Sanctuary of Aesculap in Aegaea, the Temple of Aphrodite in Golgatha, Aphaka in Lebanon, the Heliopolis.
* Christian priests such as Mark of Arethusa or Cyrill of Heliopolis were famous as “temple destroyer.” [DA468]
* Pagan services became punishable by death in 356. [DA468]
* Christian Emperor Theodosius (408-450) even had children executed, because they had been playing with remains of pagan statues. [DA469]
According to Christian chroniclers he “followed meticulously all Christian teachings…”
* In 6th century pagans were declared void of all rights.
* In the early fourth century the philosopher Sopatros was executed on demand of Christian authorities. [DA466]
* The world famous female philosopher Hypatia of Alexandria was torn to pieces with glass fragments by a hysterical Christian mob led by a Christian minister named Peter, in a church, in 415.
[DO19-25]

Mission

* Emperor Karl (Charlemagne) in 782 had 4500 Saxons, unwilling to convert to Christianity, beheaded. [DO30]
* Peasants of Steding (Germany) unwilling to pay suffocating church taxes: between 5,000 and 11,000 men, women and children slain 5/27/1234 near Altenesch/Germany. [WW223]
* Battle of Belgrad 1456: 80,000 Turks slaughtered. [DO235]
* 15th century Poland: 1019 churches and 17987 villages plundered by Knights of the Order. Victims unknown. [DO30]
* 16th and 17th century Ireland. English troops “pacified and civilized” Ireland, where only Gaelic “wild Irish”, “unreasonable beasts lived without any knowledge of God or good manners, in common of their goods, cattle, women, children and every other thing.” One of the more successful soldiers, a certain Humphrey Gilbert, half-brother of Sir Walter Raleigh, ordered that “the heddes of all those (of what sort soever thei were) which were killed in the daie, should be cutte off from their bodies… and should bee laied on the ground by eche side of the waie”, which effort to civilize the Irish indeed caused “greate terrour to the people when thei sawe the heddes of their dedde fathers, brothers, children, kinsfolke, and freinds on the grounde”.
Tens of thousands of Gaelic Irish fell victim to the carnage. [SH99, 225]

Crusades (1095-1291)

* First Crusade: 1095 on command of pope Urban II. [WW11-41]
* Semlin/Hungary 6/24/96 thousands slain. Wieselburg/Hungary 6/12/96 thousands. [WW23]
* 9/9/96-9/26/96 Nikaia, Xerigordon (then turkish), thousands respectively. [WW25-27]
* Until Jan 1098 a total of 40 capital cities and 200 castles conquered (number of slain unknown) [WW30]
* after 6/3/98 Antiochia (then turkish) conquered, between 10,000 and 60,000 slain. 6/28/98 100,000 Turks (incl. women & children) killed. [WW32-35]
Here the Christians “did no other harm to the women found in [the enemy's] tents – save that they ran their lances through their bellies,” according to Christian chronicler Fulcher of Chartres. [EC60]
* Marra (Maraat an-numan) 12/11/98 thousands killed. Because of the subsequent famine “the already stinking corpses of the enemies were eaten by the Christians” said chronicler Albert Aquensis. [WW36]
* Jerusalem conquered 7/15/1099 more than 60,000 victims (jewish, muslim, men, women, children). [WW37-40]
(In the words of one witness: “there [in front of Solomon's temple] was such a carnage that our people were wading ankle-deep in the blood of our foes”, and after that “happily and crying for joy our people marched to our Saviour’s tomb, to honour it and to pay off our debt of gratitude”)
* The Archbishop of Tyre, eye-witness, wrote: “It was impossible to look upon the vast numbers of the slain without horror; everywhere lay fragments of human bodies, and the very ground was covered with the blood of the slain. It was not alone the spectacle of headless bodies and mutilated limbs strewn in all directions that roused the horror of all who looked upon them. Still more dreadful was it to gaze upon the victors themselves, dripping with blood from head to foot, an ominous sight which brought terror to all who met them. It is reported that within the Temple enclosure alone about ten thousand infidels perished.” [TG79]
* Christian chronicler Eckehard of Aura noted that “even the following summer in all of palestine the air was polluted by the stench of decomposition”. One million victims of the first crusade alone. [WW41]
* Battle of Askalon, 8/12/1099. 200,000 heathens slaughtered “in the name of Our Lord Jesus Christ”. [WW45]
* Fourth crusade: 4/12/1204 Constantinople sacked, number of victims unknown, numerous thousands, many of them Christian. [WW141-148]
* Rest of Crusades in less detail: until the fall of Akkon 1291 probably 20 million victims (in the Holy land and Arab/Turkish areas alone). [WW224]

Note: All figures according to contemporary (Christian) chroniclers.

Heretics

* Already in 385 C.E. the first Christians, the Spanish Priscillianus and six followers, were beheaded for heresy in Trier/Germany [DO26]
* Manichaean heresy: a crypto-Christian sect decent enough to practice birth control (and thus not as irresponsible as faithful Catholics) was exterminated in huge campaigns all over the Roman empire between 372 C.E. and 444 C.E. Numerous thousands of victims. [NC]
* Albigensians: the first Crusade intended to slay other Christians. [DO29]
The Albigensians (cathars = Christians allegedly that have all rarely sucked) viewed themselves as good Christians, but would not accept roman Catholic rule, and taxes, and prohibition of birth control. [NC]
Begin of violence: on command of pope Innocent III (greatest single pre-nazi mass murderer) in 1209. Bezirs (today France) 7/22/1209 destroyed, all the inhabitants were slaughtered. Victims (including Catholics refusing to turn over their heretic neighbours and friends) 20,000-70,000. [WW179-181]
* Carcassonne 8/15/1209, thousands slain. Other cities followed. [WW181]
* subsequent 20 years of war until nearly all Cathars (probably half the population of the Languedoc, today southern France) were exterminated. [WW183]
* After the war ended (1229) the Inquisition was founded 1232 to search and destroy surviving/hiding heretics. Last Cathars burned at the stake 1324. [WW183]
* Estimated one million victims (cathar heresy alone), [WW183]
* Other heresies: Waldensians, Paulikians, Runcarians, Josephites, and many others. Most of these sects exterminated, (I believe some Waldensians live today, yet they had to endure 600 years of persecution) I estimate at least hundred thousand victims (including the Spanish inquisition but excluding victims in the New World).
* Spanish Inquisitor Torquemada alone allegedly responsible for 10,220 burnings. [DO28]
* John Huss, a critic of papal infallibility and indulgences, was burned at the stake in 1415. [LI475-522]
* University professor B.Hubmaier burned at the stake 1538 in Vienna. [DO59]
* Giordano Bruno, Dominican monk, after having been incarcerated for seven years, was burned at the stake for heresy on the Campo dei Fiori (Rome) on 2/17/1600.

Witches

* from the beginning of Christianity to 1484 probably more than several thousand.
* in the era of witch hunting (1484-1750) according to modern scholars several hundred thousand (about 80% female) burned at the stake or hanged. [WV]
* incomplete list of documented cases:
The Burning of Witches – A Chronicle of the Burning Times

Religious Wars

* 15th century: Crusades against Hussites, thousands slain. [DO30]
* 1538 pope Paul III declared Crusade against apostate England and all English as slaves of Church (fortunately had not power to go into action). [DO31]
* 1568 Spanish Inquisition Tribunal ordered extermination of 3 million rebels in (then Spanish) Netherlands. Thousands were actually slain. [DO31]
* 1572 In France about 20,000 Huguenots were killed on command of pope Pius V. Until 17th century 200,000 flee. [DO31]
* 17th century: Catholics slay Gaspard de Coligny, a Protestant leader. After murdering him, the Catholic mob mutilated his body, “cutting off his head, his hands, and his genitals… and then dumped him into the river [...but] then, deciding that it was not worthy of being food for the fish, they hauled it out again [... and] dragged what was left … to the gallows of Montfaulcon, ‘to be meat and carrion for maggots and crows’.” [SH191]
* 17th century: Catholics sack the city of Magdeburg/Germany: roughly 30,000 Protestants were slain. “In a single church fifty women were found beheaded,” reported poet Friedrich Schiller, “and infants still sucking the breasts of their lifeless mothers.” [SH191]
* 17th century 30 years’ war (Catholic vs. Protestant): at least 40% of population decimated, mostly in Germany. [DO31-32]

Jews

* Already in the 4th and 5th centuries synagogues were burned by Christians. Number of Jews slain unknown.
* In the middle of the fourth century the first synagogue was destroyed on command of bishop Innocentius of Dertona in Northern Italy. The first synagogue known to have been burned down was near the river Euphrat, on command of the bishop of Kallinikon in the year 388. [DA450]
* 17. Council of Toledo 694: Jews were enslaved, their property confiscated, and their children forcibly baptized. [DA454]
* The Bishop of Limoges (France) in 1010 had the cities’ Jews, who would not convert to Christianity, expelled or killed. [DA453]
* First Crusade: Thousands of Jews slaughtered 1096, maybe 12.000 total. Places: Worms 5/18/1096, Mainz 5/27/1096 (1100 persons), Cologne, Neuss, Altenahr, Wevelinghoven, Xanten, Moers, Dortmund, Kerpen, Trier, Metz, Regensburg, Prag and others (All locations Germany except Metz/France, Prag/Czech) [EJ]
* Second Crusade: 1147. Several hundred Jews were slain in Ham, Sully, Carentan, and Rameru (all locations in France). [WW57]
* Third Crusade: English Jewish communities sacked 1189/90. [DO40]
* Fulda/Germany 1235: 34 Jewish men and women slain. [DO41]
* 1257, 1267: Jewish communities of London, Canterbury, Northampton, Lincoln, Cambridge, and others exterminated. [DO41]
* 1290 in Bohemian (Poland) allegedly 10,000 Jews killed. [DO41]
* 1337 Starting in Deggendorf/Germany a Jew-killing craze reaches 51 towns in Bavaria, Austria, Poland. [DO41]
* 1348 All Jews of Basel/Switzerland and Strasbourg/France (two thousand) burned. [DO41]
* 1349 In more than 350 towns in Germany all Jews murdered, mostly burned alive (in this one year more Jews were killed than Christians in 200 years of ancient Roman persecution of Christians). [DO42]
* 1389 In Prag 3,000 Jews were slaughtered. [DO42]
* 1391 Seville’s Jews killed (Archbishop Martinez leading). 4,000 were slain, 25,000 sold as slaves. [DA454] Their identification was made easy by the brightly colored “badges of shame” that all jews above the age of ten had been forced to wear.
* 1492: In the year Columbus set sail to conquer a New World, more than 150,000 Jews were expelled from Spain, many died on their way: 6/30/1492. [MM470-476]
* 1648 Chmielnitzki massacres: In Poland about 200,000 Jews were slain. [DO43]

(I feel sick …) this goes on and on, century after century, right into the kilns of Auschwitz.

Native Peoples

* Beginning with Columbus (a former slave trader and would-be Holy Crusader) the conquest of the New World began, as usual understood as a means to propagate Christianity.
* Within hours of landfall on the first inhabited island he encountered in the Caribbean, Columbus seized and carried off six native people who, he said, “ought to be good servants … [and] would easily be made Christians, because it seemed to me that they belonged to no religion.” [SH200]
While Columbus described the Indians as “idolators” and “slaves, as many as [the Crown] shall order,” his pal Michele de Cuneo, Italian nobleman, referred to the natives as “beasts” because “they eat when they are hungry,” and made love “openly whenever they feel like it.” [SH204-205]
* On every island he set foot on, Columbus planted a cross, “making the declarations that are required” – the requerimiento – to claim the ownership for his Catholic patrons in Spain. And “nobody objected.” If the Indians refused or delayed their acceptance (or understanding), the requerimiento continued:

I certify to you that, with the help of God, we shall powerfully enter in your country and shall make war against you … and shall subject you to the yoke and obedience of the Church … and shall do you all mischief that we can, as to vassals who do not obey and refuse to receive their lord and resist and contradict him.” [SH66]

* Likewise in the words of John Winthrop, first governor of Massachusetts Bay Colony: “justifieinge the undertakeres of the intended Plantation in New England … to carry the Gospell into those parts of the world, … and to raise a Bulworke against the kingdome of the Ante-Christ.” [SH235]
* In average two thirds of the native population were killed by colonist-imported smallpox before violence began. This was a great sign of “the marvelous goodness and providence of God” to the Christians of course, e.g. the Governor of the Massachusetts Bay Colony wrote in 1634, as “for the natives, they are near all dead of the smallpox, so as the Lord hath cleared our title to what we possess.” [SH109,238]
* On Hispaniola alone, on Columbus visits, the native population (Arawak), a rather harmless and happy people living on an island of abundant natural resources, a literal paradise, soon mourned 50,000 dead. [SH204]
* The surviving Indians fell victim to rape, murder, enslavement and spanish raids.
* As one of the culprits wrote: “So many Indians died that they could not be counted, all through the land the Indians lay dead everywhere. The stench was very great and pestiferous.” [SH69]
* The indian chief Hatuey fled with his people but was captured and burned alive. As “they were tying him to the stake a Franciscan friar urged him to take Jesus to his heart so that his soul might go to heaven, rather than descend into hell. Hatuey replied that if heaven was where the Christians went, he would rather go to hell.” [SH70]
* What happened to his people was described by an eyewitness:
“The Spaniards found pleasure in inventing all kinds of odd cruelties … They built a long gibbet, long enough for the toes to touch the ground to prevent strangling, and hanged thirteen [natives] at a time in honor of Christ Our Saviour and the twelve Apostles… then, straw was wrapped around their torn bodies and they were burned alive.” [SH72]
Or, on another occasion:
“The Spaniards cut off the arm of one, the leg or hip of another, and from some their heads at one stroke, like butchers cutting up beef and mutton for market. Six hundred, including the cacique, were thus slain like brute beasts…Vasco [de Balboa] ordered forty of them to be torn to pieces by dogs.” [SH83]
* The “island’s population of about eight million people at the time of Columbus’s arrival in 1492 already had declined by a third to a half before the year 1496 was out.” Eventually all the island’s natives were exterminated, so the Spaniards were “forced” to import slaves from other caribbean islands, who soon suffered the same fate. Thus “the Caribbean’s millions of native people [were] thereby effectively liquidated in barely a quarter of a century”. [SH72-73] “In less than the normal lifetime of a single human being, an entire culture of millions of people, thousands of years resident in their homeland, had been exterminated.” [SH75]
* “And then the Spanish turned their attention to the mainland of Mexico and Central America. The slaughter had barely begun. The exquisite city of Tenochtitln [Mexico city] was next.” [SH75]
* Cortez, Pizarro, De Soto and hundreds of other spanish conquistadors likewise sacked southern and mesoamerican civilizations in the name of Christ (De Soto also sacked Florida).
* “When the 16th century ended, some 200,000 Spaniards had moved to the Americas. By that time probably more than 60,000,000 natives were dead.” [SH95]

Of course no different were the founders of what today is the US of Amerikkka.

* Although none of the settlers would have survived winter without native help, they soon set out to expel and exterminate the Indians. Warfare among (north American) Indians was rather harmless, in comparison to European standards, and was meant to avenge insults rather than conquer land. In the words of some of the pilgrim fathers: “Their Warres are farre less bloudy…”, so that there usually was “no great slawter of nether side”. Indeed, “they might fight seven yeares and not kill seven men.” What is more, the Indians usually spared women and children. [SH111]
* In the spring of 1612 some English colonists found life among the (generally friendly and generous) natives attractive enough to leave Jamestown – “being idell … did runne away unto the Indyans,” – to live among them (that probably solved a sex problem).
“Governor Thomas Dale had them hunted down and executed: ‘Some he apointed (sic) to be hanged Some burned Some to be broken upon wheles, others to be staked and some shott to deathe’.” [SH105] Of course these elegant measures were restricted for fellow englishmen: “This was the treatment for those who wished to act like Indians. For those who had no choice in the matter, because they were the native people of Virginia” methods were different: “when an Indian was accused by an Englishman of stealing a cup and failing to return it, the English response was to attack the natives in force, burning the entire community” down. [SH105]
* On the territory that is now Massachusetts the founding fathers of the colonies were committing genocide, in what has become known as the “Peqout War”. The killers were New England Puritan Christians, refugees from persecution in their own home country England.
* When however, a dead colonist was found, apparently killed by Narragansett Indians, the Puritan colonists wanted revenge. Despite the Indian chief’s pledge they attacked.
Somehow they seem to have lost the idea of what they were after, because when they were greeted by Pequot Indians (long-time foes of the Narragansetts) the troops nevertheless made war on the Pequots and burned their villages.
The puritan commander-in-charge John Mason after one massacre wrote: “And indeed such a dreadful Terror did the Almighty let fall upon their Spirits, that they would fly from us and run into the very Flames, where many of them perished … God was above them, who laughed his Enemies and the Enemies of his People to Scorn, making them as a fiery Oven … Thus did the Lord judge among the Heathen, filling the Place with dead Bodies”: men, women, children. [SH113-114]
* So “the Lord was pleased to smite our Enemies in the hinder Parts, and to give us their land for an inheritance”. [SH111].
* Because of his readers’ assumed knowledge of Deuteronomy, there was no need for Mason to quote the words that immediately follow:
“Thou shalt save alive nothing that breatheth. But thou shalt utterly destroy them…” (Deut 20)
* Mason’s comrade Underhill recalled how “great and doleful was the bloody sight to the view of the young soldiers” yet reassured his readers that “sometimes the Scripture declareth women and children must perish with their parents”. [SH114]
* Other Indians were killed in successful plots of poisoning. The colonists even had dogs especially trained to kill Indians and to devour children from their mothers breasts, in the colonists’ own words: “blood Hounds to draw after them, and Mastives to seaze them.” (This was inspired by spanish methods of the time)
In this way they continued until the extermination of the Pequots was near. [SH107-119]
* The surviving handful of Indians “were parceled out to live in servitude. John Endicott and his pastor wrote to the governor asking for ‘a share’ of the captives, specifically ‘a young woman or girle and a boy if you thinke good’.” [SH115]
* Other tribes were to follow the same path.
* Comment the Christian exterminators: “God’s Will, which will at last give us cause to say: How Great is His Goodness! and How Great is his Beauty!”
“Thus doth the Lord Jesus make them to bow before him, and to lick the Dust!” [TA]
* Like today, lying was OK to Christians then. “Peace treaties were signed with every intention to violate them: when the Indians ‘grow secure uppon (sic) the treatie’, advised the Council of State in Virginia, ‘we shall have the better Advantage both to surprise them, & cutt downe theire Corne’.” [SH106]
* In 1624 sixty heavily armed Englishmen cut down 800 defenseless Indian men, women and children. [SH107]
* In a single massacre in “King Philip’s War” of 1675 and 1676 some “600 Indians were destroyed. A delighted Cotton Mather, revered pastor of the Second Church in Boston, later referred to the slaughter as a ‘barbeque’.” [SH115]
* To summarize: Before the arrival of the English, the western Abenaki people in New Hampshire and Vermont had numbered 12,000. Less than half a century later about 250 remained alive – a destruction rate of 98%. The Pocumtuck people had numbered more than 18,000, fifty years later they were down to 920 – 95% destroyed. The Quiripi-Unquachog people had numbered about 30,000, fifty years later they were down to 1500 – 95% destroyed. The Massachusetts people had numbered at least 44,000, fifty years later barely 6000 were alive – 81% destroyed. [SH118] These are only a few examples of the multitude of tribes living before Christian colonists set their foot on the New World. All this was before the smallpox epidemics of 1677 and 1678 had occurred. And the carnage was not over then.
* All the above was only the beginning of the European colonization, it was before the frontier age actually had begun.
* A total of maybe more than 150 million Indians (of both Americas) were destroyed in the period of 1500 to 1900, as an average two thirds by smallpox and other epidemics, that leaves some 50 million killed directly by violence, bad treatment and slavery.
* In many countries, such as Brazil, and Guatemala, this continues even today.

More Glorious events in US history

* Reverend Solomon Stoddard, one of New England’s most esteemed religious leaders, in “1703 formally proposed to the Massachusetts Governor that the colonists be given the financial wherewithal to purchase and train large packs of dogs ‘to hunt Indians as they do bears’.” [SH241]
* Massacre of Sand Creek, Colorado 11/29/1864. Colonel John Chivington, a former Methodist minister and still elder in the church (”I long to be wading in gore”) had a Cheyenne village of about 600, mostly women and children, gunned down despite the chiefs’ waving with a white flag: 400-500 killed.
From an eye-witness account: “There were some thirty or forty squaws collected in a hole for protection; they sent out a little girl about six years old with a white flag on a stick; she had not proceeded but a few steps when she was shot and killed. All the squaws in that hole were afterwards killed …” [SH131]
More gory details.
* By the 1860s, “in Hawai’i the Reverend Rufus Anderson surveyed the carnage that by then had reduced those islands’ native population by 90 percent or more, and he declined to see it as tragedy; the expected total die-off of the Hawaiian population was only natural, this missionary said, somewhat equivalent to ‘the amputation of diseased members of the body’.” [SH244]

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Resolved Question: What do you think of Kentucky?
Well, I’ve lived here for years. It’s absolutely beautiful. The western part of the state has swamps along the Mississippi River, and gently rolling pine forests in Land Between the Lakes. The southern and pennyroyal regions have steeper hills, but a lot of corn, soy, and wheat are grown there. The bluegrass of central Kentucky is one of our state’s trademarks. The mountains of eastern Kentucky are beautiful–except for the winter, when there’s no vegetation in the forests, then it becomes kind of ugly.

Louisville is an interesting, historical, eclectic city. Lexington has big city excitement within the confines of a small area of land. Bowling Green and Northern Kentucky are up and coming regions.

HOWEVER, I can’t stand KY people. In the small towns live many rude, uncouthe, dirty rednecks. In the cities, some of the snobbiest people I’ve EVER met. Some parts of KY have more impolite drivers than Atlanta or Dallas

I’d rather live in TX, OK, MS, LA, TN, GA, AL, or NC
By the way, the women are more attractive down south than in KY and, for the most part, don’t have the rude, snobby attitudes.

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You Need A Forex Traders Mindset (Part I)

Most of our trading decisions are guided more by emotional than logical thinking. Our mind is capable of playing emotional tricks on us. Human beings are emotional creatures. It is often said that we are our own worst enemy. In forex trading, this is the ultimate truth.

Emotions can work for us and against us. Your battles are won or lost in your mind first. We can get seduced into unfavorable situations by our emotions. A traders mindset is the most important ingredient of success.

Forex trading is not for everyone. Do you have a strong desire to succeed in forex trading? You will end up like the majority who end up losing their money if you just want to try your luck or dabble in trading. Do you have the passion for trading forex?

In order to become a successful forex trader, you must be highly self motivated. You must have a concrete plan of action and not be afraid of failure. Are you ready to devote a lot of time and effort into picking up trading skills and knowledge?

In order to become a successful forex trader, you need knowledge and skills in that field. A huge amount of time, effort and money is required for a trader to attain consistent success in forex trading.

Do you understand that you can suffer losses in trading? Are you willing to accept losses as part of trading? You are going to make mistakes while trading. Are you willing to learn from your mistakes? Do you have a traders log that you use to reflect on each lost trade and learn from it?

Most of the new traders read some market analysis from an analyst and enter into the trade on his/her recommendation. If the trade turns out to be a loser, most of us tend to blame on the market analysis. It is easy to blame others.

When you are confident that you have done your analysis to confirm what others are saying only then pull the trigger. Dont be trigger happy! You must reflect on your decision before pulling the trigger. Is it fair to blame the other person when you could have done further market analysis on your own? When you could have planned your trade in a better way, it is foolish to blame others for your mistakes. So accept your responsibility if the trade goes wrong.

Fear and greed are two demons that are going to haunt you in every trade. Fear and greed are the two most important and dominant emotions that affect not only the individual traders but also the currency markets. A trader is constantly under the influence of fear and greed when trading. Can you be greedy when others are fearful? Do you need to be fearful when others are greedy? In fact, these two emotions are the main drivers of the forex markets.

Greed is going to make you over optimistic in thinking that a currency is going to appreciate. Similarly fear makes you over pessimistic about a currency pair. All in all, fear and greed are behind the steering wheel of the currency market.

Mr. Ahmad Hassam is a Harvard University Graduate. He is interested in day trading stocks and currencies. Know Swing Trading. Learn Forex Trading!

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Frequently, a first-time prospective buyer of real estate would not see the importance of the “inspection” process prior to the actual buying. For them it may just be an additional expense on top of the asking price.

If you are a novice buyer and you have no real estate agent, let this article inform you that it is important to conduct pre-purchase inspection. And this task should be entrusted to just anybody who is willing to do it.

The Australian Standard AS4349.1-2007 states the criteria for any inspection procedure. It would be best to hire a person who is experienced on this field of work.

Like any other ordinary person who wishes to buy a property, you have all the right to know, inside and out, the property that you’re supposed to buy. A licensed building inspector is the answer for this procedure.

Because most of the properties for sale look good up front, it is important to scrutinize what’s inside too, most especially the areas that we tend to neglect. Licensed inspectors or consultants see more than what meets the eye. For them, it’s more than just the aesthetics. The stability of the property on all aspects is what’s more important.

Ultimately, the building inspector is the one who will complete the “Building Inspection Report”. He must put in his notes all his observation. Even if he’s not a licensed professional on a particular area like the electrical aspect, he must have a say on whatever he finds faulty.

The pre-purchase building inspection report can be an ally when it comes to the negotiation process. If the reports show that there is much to be repaired on the property, you can request for a lower asking price from the seller.

Licensed Building Inspectors truly fit the job because they are well-trained and experienced in this type of work. You can be sure that the Australian policies are followed.

The importance of pre-purchase inspection can never be stressed enough. It’ s a valuable step to take as it can save you thousands of bucks in the long run.

For more info on real estate in carindale, visit the pros. We have many houses and aprtments to choose from, and all at the greatest prices.

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